The new tax credits give many people the opportunity to buy a home. You can get up to an $8000.00 tax break. The following is information provided by the National Association of Realtors on how this new government program actually works. Contact me via phone or email, 713-661-0884 or meg@finehomeshouston.com, if I may assist with any questions or if I may help you buy or sell a home in the Houston area. http://www.realtor.org/ewarehouse.nsf/WebDocs/03053073093204323793222D74D54173043297E24146E06F16E37966D26FCBC773C4ABB05A6286257569004D854A/%24FILE/e135-90.pdf